Pre Retirement Pension and Finance

Product code: FG043

Overview

Delivery method

Delivery method

Virtual classroom

Duration

Duration

1 day

Audience

Audience

HECSB Employees

 

Description

 

This 1 day training session will provide you with a full coverage of your pension plan (Public Service Superannuation Act - PSSA) by a PSSA Certified speaker and comprehensive advice on how to develop a sound financial plan that will support personal retirement goals.

Topics Include:


Pension

o   Plan Governance

o   PSSA Administration, Recent Amendments 

o   Types of Benefits 

o   Elective Service 

o   Unreduced Pension, Reduced Pension, Deferred Pension, Transfer Value, Return of Contributions 

o   CPP Integration 

o   Insurance coverage 

o   Severance Pay

o   Survivor Benefits

 


Finance

o   Canada / Québec Pension Plans (C/QPP)

o   Old Age Security (OAS)

o   Pension Portability, Buyback of Service

o   Can You Afford to Retire?

o   Income at Work vs Income at Retirement

o   Impact of Personal Savings

o   Income Tax (Federal, Provincial)

o   RRSPs, RRIFs and Annuities

o   Severance Payments

o   Types of Investments

o   Investment

o   Principles (diversification, risk/rewards, asset allocation)


 

Targeted Audience: 

 

 

 

 

 

 

Healthy Environments and Consumer Safety Branch Employees Only

Additional upcoming sessions

Date and Time Session code Location Language Available seats
FG043-EN English Full
FG043-FR French Full
Date modified: 2023-03-16